How do you send money on MTN & Airtel in Rwanda?

Are you coming to Rwanda or living in Rwanda and need a way to transfer money to other people all in Rwanda? Well, there are a couple of ways you can do that, but the simplest and easy way to do that is using Mobile Money either with MTN Rwanda or Airtel Rwanda. They are the biggest and only GSM telecom companies in Rwanda and in recent years sending money using a phone number is becoming very popular. Besides, the majority of people in Rwanda are subscribers to those companies.

In today’s article, we are going to be looking into different ways you can use to transfer money from one person to another.

Using USSD Codes

This is the most popular way of sending money to other people on their phones. Use USSD codes.

USSD is the most popular way to transfer money in Rwanda

On MTN & Airtel

Press *182#: Once this opens, you are going to see many options where sending money is mostly the first one. Additionally, on Airtel, it is possible to use *500#, it used to be Tigo’s code, but since they merged, Airtel uses both.

Once you take the first choice, you are going to be given more choices. On both lines,

  • The first choice is for people who are using the same service as you.
  • The second choice is for people using eKash (a new service allowing users of both services to transfer money between each other)
  • The third choice is for sending money internationally. Using this way, you can send money to different countries. If you are using MTN, you can send to Kenya, Uganda, Zambia, Tanzania, DR Congo, Cameroun, Cote d’Ivoire, Gambia, Ghana, Guinea Bissau, Guinea Conakry, Morocco, Mozambique, Niger, Senegal, Sierra Leone, and Nigeria. If you use Airtel, you can send only to Tanzania, Kenya, Uganda, Zambia, Malawi, Congo Brazzaville, Burundi, and DR Congo.

Another read: Find out how we send money between Airtel Money & MTN Mobile Money

After this level, you are going to be asked for a phone number, then the amount you want to send. Finally, you will be required to enter your PIN to confirm the transaction, but before you enter the PIN, check if the names match the ones you want to send to. If they do, confirm and that’s it.

Using Mobile Apps

Apart from using USSDs, mobile application is another popular way to transfer money now that smartphones have become a big thing. Both lines have their apps, and there are a lot of other third-party apps that use these two providers to provide financial services.

My Airtel App

My Airtel App on Google Play Store

Before leaving you the link to download the app, let me tell you that its usage is straightforward. You will simply download it, install and open it. Once you open it, you will have to add your phone number and receive an OTP to verify. Once you finish this, you will get tips on how the app works, that’s why I will not go deep into how it works. If you are asked about the referral code, kindly add SBZ96BVY, it will give you 220MB after signing up on the app.

Its dashboard has very obvious options and you can choose what you want. When you choose to send money, you will have the option to choose a receiving number from your contacts, and here you have the option to send money to some banks.

Download the app here

MTN MoMo App

MoMo App on Google Play Store

This is the app for MTN. When you open it, you will be required to choose the country where you are located. After that, you are asked for the PIN. Then you log in, and as I told you before, it’s straightforward. This app for MTN has a few bug issues, and sometimes it will not allow you to connect. If it doesn’t work (no wonder they have a low rating on Google Play), my suggestion on MTN is to use USSD or another third-party application like HeptaPay to complete your transactions.

Download the app here

That’s it, my friends. Feel free to explore all options available and if you have any questions you want to ask, feel free to ask us using our email, we make articles to help people understand how technology works and how they can use it every week. Join our WhatsApp Community of Rwandan tech enthusiasts and find out whenever we release a new article.



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